News

Tuesday, 10 November 2015
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For at least the last generation plan sponsors, and particularly plan fiduciaries, have devoted (or should have been devoting) significant time and energy monitoring the fees charged to participants in their 401(k) plans and ensuring appropriate disclosures.  The Hi-Lex Controls, et. al. v. Blue Cross ...Read More...
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Posted on 11/10/2015 12:01 PM by David Johnson
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Thursday, 29 October 2015
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Benefits Advisors Network Webinar Connection Invitation To register for this webinar: CLICK HERE Password: NOR1815 Virtus Benefits Monthly Webinar Series The New Proposed Overtime Regulations In this webinar we will discuss what's included, what's not, and what to do to get ready.   November ...Read More...
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Posted on 10/29/2015 12:59 PM by David Johnson
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Tuesday, 20 October 2015
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The Affordable Care Act's (ACA's) pay-or-play penalties apply only to so-called applicable large employers (ALEs).  An ALE is an employer that employs, on average, at least 50 full-time equivalent employees (FTEs) in the prior calendar year.  (For 2015 only, certain employers with between 50 and 99 ...Read More...
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Posted on 10/20/2015 8:48 AM by Peter Marathas, Esq.
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Monday, 12 October 2015
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  Benefits Advisors Network Webinar Connection Invitation To register for this webinar: CLICK HERE Password: PDB1021   VIRTUS Trends in Prescription Drug Benefits In this webinar we'll discuss the trending of drug prices and learn more about the factors impacting your pharmacy ...Read More...
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Posted on 10/12/2015 12:04 PM by David Johnson
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Thursday, 08 October 2015
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The New York Times has reported that the President will sign the Protecting Affordable Coverage for Employees Act (PACE Act), which amends the Affordable Care Act (ACA) to provide states the flexibility to define a "small employer" for group health insurance purposes as one with 50 or fewer employees ...Read More...
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Posted on 10/08/2015 2:15 PM by Peter Marathas
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Monday, 01 June 2015
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ADVISORY: Departments Clarify Out-of-Pocket Limit Rules for 2016 On ...Read More...
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Posted on 06/01/2015 2:34 PM by David Johnson
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Thursday, 26 February 2015
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What the midterm elections could mean for the ACA To lightly beat a dead horse, the U.S. Senate now consists of 53 Republicans and 46 Democrats with the Louisiana seat still in play but favoring a Republican win. The U.S. House now consists of 244 Republicans and 184 Democrats, with seven seats ...Read More...
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Posted on 02/26/2015 12:39 PM by David Johnson
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Wednesday, 25 February 2015
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  ADVISORY: IRS Clarifies Prior Guidance on Premium Reimbursement Arrangements; Provides Limited Relief Continuing its focus on so-called ...Read More...
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Posted on 02/25/2015 11:33 AM by David Johnson
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Wednesday, 25 February 2015
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ADVISORY: IRS Releases Final ACA Reporting Forms for Employers and Health Insurance Issuers On Monday, February 9, 2015, the Internal ...Read More...
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Posted on 02/25/2015 11:31 AM by David Johnson
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Wednesday, 14 January 2015
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ADVISORY: Congress Gets to Work on Affordable Care Act Amendments The 114th Congress with its 247 Republican Representatives and 54 Republican Senators appears to be fulfilling its promise to take a fresh look at the Affordable Care Act (ACA). Two bills introduced in the ...Read More...
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Posted on 01/14/2015 10:55 AM by David Johnson
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Tuesday, 18 November 2014
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Beware of 'Affordable' Health Access Plans That Promise Too Much Round 2 of www.HealthCare.gov is now front and center before all of us, our employees and their families. The new CEO of Healthcare.gov, Kevin Counihan, recently commented that we are ready to maximize enrollment and make ...Read More...
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Posted on 11/18/2014 10:53 AM by David Johnson
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Monday, 03 November 2014
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ADVISORY: CMS ANNOUNCES DELAYED ENFORCEMENT OF HPID REQUIREMENT On October 31, 2014, CMS announced that it is delaying "until further notice" its enforcement of the regulation requiring health plans and other HIPAA-covered ...Read More...
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Posted on 11/03/2014 3:33 PM by David Johnson
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Thursday, 23 October 2014
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ADVISORY: Employee Benefits and Same-Sex Marriage On June 26, 2013, in United States v. Windsor, the U.S. Supreme Court ruled that Section 3 of the federal Defense of Marriage Act (DOMA) was unconstitutional. That section of DOMA defined "marriage" and "spouse" as excluding same-sex ...Read More...
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Posted on 10/23/2014 11:44 AM by David Johnson
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Monday, 29 September 2014
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Measure it, manage it, control it: your employee medical benefits We are quickly approaching that time of year January 1. It is a date that represents a time when two out of three employers across Tennessee renew their medical benefits. Chances are they are the second or third costliest ...Read More...
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Posted on 09/29/2014 1:55 PM by David Johnson
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Monday, 29 September 2014
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Measure it, manage it, control it: your employee medical benefits We are quickly approaching that time of year January 1. It is a date that represents a time when two out of three employers across Tennessee renew their medical benefits. Chances are they are the second or third costliest ...Read More...
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Posted on 09/29/2014 1:55 PM by David Johnson
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Thursday, 25 September 2014
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ADVISORY: IRS to Amend Cafeteria Plan Regulations to Facilitate Enrollment in Marketplace Coverage   On Thursday, September 18, 2014, the Internal Revenue Service ("IRS") released Notice 2014-55, which expands the cafeteria plan ...Read More...
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Posted on 09/25/2014 11:02 AM by David Johnson
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Wednesday, 24 September 2014
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ADVISORY: Large Self-Insured Plans Must Register for an HPID by November 5, 2014 As part of the Affordable Care Act's ("ACA") Administrative Simplification provision, all "controlling health plans" (defined below) must obtain a 10-digit numeric identifier known as a Health Plan Identifier, ...Read More...
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Posted on 09/24/2014 2:37 PM by David Johnson
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Thursday, 04 September 2014
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TRIMMING THE FAT IN YOUR HEALTH CARE COSTS  As recent as two months ago, I wrote about the rising cost of health care and what choices we have to control it. I later listened to Rick Johnson, president and CEO of our Governor's Foundation for Health and Wellness, present to us at a weekly ...Read More...
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Posted on 09/04/2014 3:58 PM by David Johnson
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Wednesday, 30 July 2014
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  I Just Received a Check From My Health Insurance Company. Now What? VIRTUS VIRTUSOver recent days, many employers across the state of Tennessee are receiving checks from their health insurance company in compliance with the ACA's Medical Loss Ratio Rule. Good news! Simply stated, the ...Read More...
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Posted on 07/30/2014 3:59 PM by David Johnson
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Tuesday, 29 July 2014
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On Thursday, July 24, 2014, the Internal Revenue Service (IRS) released draft forms that applicable large employers and health insurance issuers will use to report information regarding health coverage, as required under the Affordable Care Act (ACA) starting in 2015. (The first reporting will be due ...Read More...
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Posted on 07/29/2014 8:47 AM by David Johnson
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